XTB Review
Founded in 2002, XTB is a worldwide CFD broker with offices in London and Warsaw. Several financial regulators across the world supervise the corporation, including the top-tier UK Financial Conduct Authority (FCA). XTB is regarded as safe since it has a long track record, is listed on a stock exchange, and releases comprehensive financial information. With a huge product portfolio of over 2,100 tradeable assets on a proprietary trading platform, xStation makes trading and investing online feel seamless.
XTB is an online CFD broker that has over 20 years of experience in providing trading products and services. The broker was founded in 2002 and currently operates from Poland with offices in over 13 countries. XTB is regulated by top-tier regulatory authorities including the FCA and CySEC. They are one of the few brokers you will find that are listed on any stock exchange.
XTB offers a great selection of over 2,100 CFD instruments over multiple asset classes such as forex, indices, commodities, stocks, and ETFs. The broker gives you convenient market access via its state-of-the-art proprietary xStation trading platforms that can be accessed via your web, desktop and mobile devices.
I found XTB to provide very competitive trading costs in terms of tight spreads and low commissions. You can also get your trades executed quickly at the best possible prices with minimal slippage. In addition, the broker has a good variety of educational materials for beginners and research resources to help you find trading opportunities. Overall, XTB makes the process seamless, from account opening to funding and trading.
The top-tier government regulatory body FCA authorises and regulates XTB who offer an award-winning trading platform in xStation. The broker is listed on the Warsaw stock exchange. Trading a vast selection of over 2,100 instruments with tight spreads and super-fast execution speeds are some of the biggest advantages of choosing XTB. There is no minimum deposit required to open an account, and various funding methods make transactions easy for clients worldwide. Excellent customer support is available 24/5.
On the other hand, XTB has medium to average stock and ETF trading fees. There is a potential inactivity fee. The broker does not accept clients from the US. In addition, the popular MetaTrader platforms are not offered by the broker. The product portfolio of XTB has mostly CFD instruments. Fundamental data provided by the broker seems not ample enough when compared to some competitors. Finally, XTB does not provide customer support on weekends.
Let’s summarise the pros and cons of the broker.
XTB offers more a great choice of more than 2,100 financial instruments for you to buy and sell without needing to physically own the underlying asset. This is known as contract for differences (CFD) trading. The asset classes offered by the broker are Forex, Commodities, Indices, Stocks, and ETFs. The broker does not currently offer cryptocurrencies, options, or bonds despite the large product portfolio. If you want to trade cryptos then please feel free to take a look at our best crypto brokers for some alternatives.
XTB Instruments Summary
Instruments | XTB |
---|---|
Forex | ✓ |
Stocks | ✓ |
Indices | ✓ |
Commodities | ✓ |
Cryptos | x |
Options | x |
Bonds | x |
ETFs | ✓ |
CFDs | ✓ |
Commission and Spread Fees
XTB offers trading at very competitive costs. Tight spreads start from just 0.35 pips for forex, indices, and commodities. However, there is a minimum commission fee of 0.08% per lot to trade Stock CFDs and ETF CFDs. The broker offers only one main account type, which is the Standard Account. I think it would be good if they added a variety of account types to cater for different trading strategies. I would also like to see spreads starting from 0.0 pips as this could benefit those who are using scalping strategies. If you are scalping, IC Markets provide raw spreads from 0.0 pips and ECN execution.
Fee | Account Type |
---|---|
Commission (per standard lot per side) | 0.04% |
Spreads from | 0.35 |
Deposit and Withdrawal Fees
XTB does generally not charge any deposit or withdrawal fee. However, there are some exceptions to be aware of. The broker charges a 2% fee for deposits from Paysafe. Then, a $20 withdrawal fee is applied to withdrawals lower than the threshold, which is $100.
Inactivity Fees
After 12 months of inactivity, XTB charges a monthly €10 as an inactivity fee. If you want to avoid inactivity fees, you could consider another broker who does not charge them such as Pepperstone.
XTB provides the award-winning xStation 5 platform designed to provide optimum performance for both new and experienced traders through simple interfaces and powerful charting tools. The broker offers some powerful trading tools along with the proprietary trading platform to help with your market analysis.

xStation 5
The xStation 5 platform is simple to use and completely customisable. It features fast execution speeds and robust trading tools, including a trader’s calculator, performance data, and sentiment analysis. Trading market orders, stop losses, take profits, and pending orders directly on the charts with market depth is possible with xStation 5’s sophisticated chart trading. The integrated one-click trading feature makes trading more convenient and efficient.
The live performance statistics function allows you to analyse your performance to identify which markets you do best in, as well as your win/loss ratio for short and long bets. Fibonacci, Moving Averages, RSI, Bollinger Bands, and other important technical indicators are included in xStation 5. You can design your own trading system templates to store for later use, or you can utilise one of the pre-built trading templates. With a single click, you can effortlessly lock in all profits or close all deals with the bulk order closure tool.
xStation 5 also has a trader talk function, which brings a live audio stream into the platform and delivers real-time market news and analysis. This might assist you in capitalising on prospective trading opportunities or avoiding particular market conditions. The sentiment tool will show you how many XTB traders are selling and how many are buying an instrument.
The sophisticated screener allows you to filter markets to locate relevant opportunities, whilst the top movers display all key market changes and volatility in one location via a top movers tab. You can manage your trades from any device, including a desktop computer, laptop computer, smartphone, or tablet, if you want to trade on the move since you can access your account from anywhere at any time to open and manage trades.
Here are the key features of xStation:
- Award-winning platform
- Higher trade executions
- Easy to use
- Simple design
- User-friendly interface
- A web platform accessible through all popular browsers
- Over 2100+ trading instruments
- Comprehensive charts
- Markets analysis
- A vast array of technical indicators for technical analysis
- Risk management tools
- Market sentiment window
- The economic calendar
- Top movers window
- Favourite list
Mobile Trading (xStation Mobile)
The mobile trading app from XTB is simple to use and well-designed. Every crucial function is conveniently accessible. The mobile search tool in xStation is fantastic. You may either put the product’s name into the search field or explore the various categories. The order types available on the xStation mobile trading platform are Market order, Take-profit, Stop-loss, Trailing stop orders.
You may set up a variety of alerts and notifications, such as price alerts and notifications regarding relevant market news. The xStation app is well-designed and has many features as the online version, such as streaming news, pre-defined watch lists, an economic calendar, top movers, and client sentiment data. Several integrated films in the mobile app also offer webinar-style instructional information, with several courses lasting more than an hour.

Tools
XTB offers traders live market commentary as well as an economic calendar. They also provide advanced chart trading tools as well as sentiment analysis. The bulk of the trading tools are embedded into the xStation platforms. As a result, they are conveniently available for efficient trading. You may see specific performance data that identify areas where you can improve your trade. The trader’s calculator can assist you in determining your risk and profit for each transaction and your total portfolio. XTB clients may receive trade ideas and support/resistance levels immediately to their phones from qualified analysts. This contains trade advice from big institutions as well as significant technical levels, which might be beneficial if you are following the markets or searching for prospective trading opportunities while on the road.

XTB Platforms Summary
Platform | XTB |
---|---|
MetaTrader 4 (MT4) | x |
MetaTrader 5 (MT5) | x |
cTrader | x |
Proprietary (xStation) | ✓ |
Desktop | ✓ |
Web | ✓ |
Mobile | ✓ |
Social Trading | x |
Other | x |
A plethora of high-quality education is still at the heart of XTB’s offerings. Even though the broker does not provide dedicated analysis tools like Autochartist or Trading Central, both which you can get through Forex.com. However, a wide choice of educational content is provided to assist you in achieving your trading objectives. The broker provides learning materials for traders of all experience levels. There is a library of videos, tutorials, an online trading academy, trading courses, and daily webinars to assist you in your trading journey.
Trading Academy
The XTB Trading Academy is a specialised education section that contains a wide range of information focused on helping you become a better trader, such as video lessons, trading courses, articles, and much more. You may select a topic from a variety of topics to help you improve your abilities at every step of your trading career. Over 150 lessons are accessible in 12+ languages, covering a wide range of trading topics such as technical analysis, fundamental analysis, and trading methods. They are prepared by XTB market professionals and analysts and are available in over 150 languages.

Trading Articles
The training content covers a wide range of topics, including trading platform tutorials, market introductions, analysis, risk management, trading psychology, and more.
Live Webinars
You may connect with XTB’s team of market specialists, practice technical analysis, and obtain clear, actionable market movement information – all from the comfort of your own home. Whether you’re a novice or a seasoned trader, they provide a variety of expert-led webinars that will help you improve your trading tactics. Live webinars with XTB analysts are available via trading platforms and social media in 11 languages.
Market News
XTB’s online market news is often updated, and it gives a professional analysis of numerous markets that may help you with your trade and provide suggestions for prospective trading opportunities.
Market Calendar
XTB offers an economic calendar that provides the previous, expected, and actual news events that shape the global markets that help your fundamental analysis. Combing it with technical analysis for news events trading can be very beneficial.
Price Tables
There is a section of price tables for all the offered assets. You can see live bid and ask prices, trading fees, and other important details of each trading instrument in its asset class section. This helps you assess the trading conditions provided by the broker.
XTB Research and Education Summary
Resources | XTB |
---|---|
Market Analysis | ✓ |
Guides | ✓ |
Videos | ✓ |
Webinars | x |
Autochartist | x |
Trading Central | x |
Economic Calendar | ✓ |
Other | ✓ |
XTB offers a good variety of funding options for deposits and withdrawals. Clients from all over the world can deposit or withdraw funds via bank transfers, debit/credit cards, and some popular electronic wallets. XTB offers 5 base currencies, so any transaction made in the same currency as the base currency is not subjected to any additional charges. However, transactions made in different currencies carry conversion charges to your local currency.
You can only make transactions from a source in your own name, and any third-party transactions are not accepted. Moreover, the broker does not offer or accept cryptocurrencies as a payment option. If you are looking for a broker that does support crypto payments, Axi is an option worth exploring.
XTB Funding Summary
Payment Method | Deposit | Withdrawal |
---|---|---|
Wire Transfer | ✓ | ✓ |
Credit/debit Card | ✓ | ✓ |
Electronic Wallets | ✓ | ✓ |
Cryptos | x | x |
The XTB Group has a global presence and is licenced by some of the world’s main supervisory bodies, giving you confidence that you’re dealing with a reputable broker. Your account can be opened in the most convenient jurisdiction for you based on your country of residence. XTB is authorised and regulated by the UK Financial Conduct Authority (FCA), the Cyprus Securities and Exchange Commission (CySEC), and the International Financial Services Commission (IFSC) in Belize.
XTB Regulation Summary
Regulator | XTB |
---|---|
ASIC (Australia) | x |
IIROC (Canada) | x |
CySEC (Cyprus) | ✓ |
SFC (Hong Kong) | x |
JFSA (Japan) | x |
MAS (Singapore) | x |
FINMA (Switzerland) | x |
FCA (UK) | ✓ |
CFTC (USA) | x |
Other (IFSC) | ✓ |
XTB Safety
XTB has over 20 years of expertise in the industry. Thanks to the Tier-1 regulations and strict rules, the broker provides the finest trading services to its clients. X Trading Broker is traded as a security on the Warsaw Stock Exchange (WSE) with the symbol XTB, and its financial information is published regularly. The broker keeps its clients’ funds in segregated top liquidity provider banks in Europe. In addition, the broker offers negative balance protection to its European clients. Overall, XTB is one of the safest forex brokers in the industry. They have won numerous awards for their leading brokerage services.
XTB provides customer support via live chat, phone, and email 24/5. I think they could improve by extending support hours to weekends to keep up with competitors who do, such as FP Markets.
Overall, XTB is an excellent trading broker. It is governed by a number of financial regulators across the world, notably the FCA in the United Kingdom. The firm is traded on the Warsaw Stock Exchange. On the bright side, XTB’s FX CFD costs are modest, and many European clients may enjoy commission-free stock and ETF trading up to a monthly transaction volume of €100,000 with XTB. I also appreciate how the deposit and withdrawal processes are quick and, for the most part, free. The account opening process is simple, quick, and painless. XTB can be a great choice for those of you who are looking to trade forex or CFDs and wish to take advantage of top-class trading conditions via powerful platforms. They have a great selection of deposit and withdrawal options as well as a quick account creation process. There is the option of a free demo account if you want to give them a try before making a financial commitment.